PayPal Credit

No Interest if paid in full in 6 months on purchases of $99 or more

• Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
• A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
• No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
• For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 3/1/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
• Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
• Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

How PayPal Credit works

• PayPal Credit is a reusable credit line you can use to shop online at millions of stores that accept PayPal.
• Shop with trust, security, and flexibility when you pay with PayPal.
• Click the PayPal button at checkout and pay with PayPal Credit.